Thursday 31 October 2013


Balancing Retirement Plan...

Met up with a dear dear friend my age, who had all her retirement plan planned out beautifully and at such a young age like mine, she already made a lot and knows that she would be able to retire in style... and I thought to myself how wise she is not to overspend, not to have debts, but to save and invest for retirement. As her wealth increases, so is she also busy managing her wealth, monitoring... the markets - insurance, stocks, bonds, property markets, etc.

Then I look at myself. I just went part-time, so less money to plan for retirement.....

Then a voice whispered into my ears... are you sure you still want to go part-time????


And I answer, yes, I still want to go part-time.

I won't have the time to monitor markets and with less money now, I don't have the need to spend time monitoring the markets

Though I will not be able to retire in style, i will still be able to retire in peace. I am not poor, I will not go hungry. I will be content with that.

I have now passed the second temptation in the first month of going part-time.

But my friend's good habits of not overspending, saving and investing will continue to inspire me to continue in these good habits I will be re-looking at insurance. Thanks very much, my dear friend

I am very happy with my friend's lot in life, and I am very happy with my lot in life

The Bible says:

"give me neither poverty nor riches, but give me only my daily bread. Otherwise, I may have too much and disown you and say, ‘Who is the Lord?’ Or I may become poor and steal, and so dishonor the name of my God." - Proverbs 30: 8-9

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